Multi-Peril Crop Insurance (MPCI)
MPCI Actual Production History (APH) policies insure producers against yield losses due to natural causes such as drought, excessive moisture, hail, wind, frost, insects, and disease. You select the amount of average yield you wish to insure, from 50-75 percent (in some areas to 85 percent), and the percent of the predicted price you want to insure (between 55 and 100 percent).
Losses occur when the harvest is less than the yield insured due to a covered peril. MPCI also provides late planting, prevented planting, and replanting protection.
MPCI is available to all producers regardless of race, color, national origin, gender, religion, age, disability, political beliefs, sexual orientation, and marital or family status.