| Revenue Protection (RP) | Yield Protection (YP)/Actual Production History (APH) | Group Risk Plan (GRP) | Group Risk Income Protection (GRIP) |
| Benefits | Guarantees revenue per acre with both upward and downward price protection. Option to exclude upward price protection. | Production-based coverage protects the producer against a yield loss. | Production guarantees and losses determined on county basis with less paperwork requirements. | Production guarantees and losses are determined by a combination of county yields and Board of Trade prices with less paperwork. Losses are automatically calculated. |
| Guarantee | Approved yield x selected level x greater of Projected or Harvest Price. If Harvest Price Exclusion, approved yield x selected level x Projected Price. | Approved yield x selected level x price. | Expected county yield x selected level = trigger yield. | Expected county yield x expected price x level of coverage. |
| Prices | 100% of commodity contract traded on regional commodity exchange. | YP – 55-100% of commodity contract traded on regional commodity exchange. APH – 55-100% of RMA established price (for crops where there is no commodity exchange price provision). | 60-100% of the maximum protection per acre as established by FCIC. | 60-100% of the maximum protection per acre as established by FCIC. |
| Coverage Level | 50%, 55%, 60%, 65%, 70%, 75%, 80%, 85%. | CAT, 50%, 55%, 60%, 65%, 70%, 75%, 80%, 85%. | CAT, 70%, 75%, 80%, 85%, 90% of the county yield. | 70%, 75%, 80%, 85%, 90% of the county revenue. |
| Units | Enterprise, basic and optional. | Enterprise, basic and optional. | One unit for each GRP crop within the county. | One unit for each GRIP crop within the county. |
| UNIT DEFINITION (Applies to YP, APH and RP only)
Enterprise – Consists of all insurable acreage of the insured crop in the county in which the producer has a share. Must meet minimum acres per section requirement (Limited availability for APH crops).
Basic – Consists of all acres of the crop in the county per share entity. Receive 10% premium discount with basic unit structure.
Optional – Break basic unit down further by section and irrigated/nonirrigated practices if production records are kept separate. |
| Losses | Paid when Calculated Revenue, determined using Harvest Price, is less than the final Revenue Protection Guarantee. | Paid when actual yield is less than the Production Guarantee. | Paid when county average yield falls below insured’s selected trigger yield. | Paid when a combination of the county yields and/or expected price fall below expected county revenue. |
| Prevented Planting | Available | Available | Not Available | Not Available |
| Replant | Available | Available except at CAT level | Not Available | Not Available |
| High-Risk Land Rates | Applicable | Applicable | Not Applicable | Not Applicable |
| Written Agreements | Limited | Available | Limited | Available |