Yield Protection / Actual Production History

Crop insurance for yield losses due to natural causes such as drought, excessive moisture, wind, frost, insects and disease.

PRODUCT OVERVIEW

Benefits

  • Production-based coverage protects the producer against a yield loss.

Guarantee

  • Approved Yield x selected level x price.

Prices

  • Yield Protection — 55–100% of commodity contract traded on specified commodity exchange.
  • Actual Production History — 55-100% of RMA-established price (for crops where there is no commodity exchange price provision).

Coverage Level

  • CAT, 50%, 55%, 60%, 65% 70%, 75%, 80%, 85%.

Eligible Crops

  • Plans may be available on barley, canola/rapeseed, corn, dry beans, forage production, grain sorghum, hybrid seed corn, millet, oats, popcorn, rye, soybeans, sugar beets, sunflowers and wheat.

Units

  • Enterprise, basic and optional.

Losses

  • Paid when Actual Yield is less than the Production Guarantee due to a covered peril.

Additional Coverages

  • At any level of coverage over CAT, late planting, prevented planting and replant coverage are part of the policy. High-risk land rates and written agreements are available.
  • High-risk land rates and written agreements are available.
  • If enrolled in Price Loss Coverage (PLC), the Supplemental Coverage Option (SCO) can be added to a YP policy. It adds area-based coverage to individual insurance plans.

Available to all qualifying producers regardless of race, color, national origin, gender, religion, age, disability, political beliefs, sexual orientation, and marital or family status.

"The crop insurance team explains all the different options and products, which helps us make a good decision for our operation."

Michael and Katie

Grain and Livestock Producers, Iowa

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Michael and Katie

Why Work With Us For Crop Insurance?

Dedicated Specialists

Our agents are non-commissioned and focus 100% of their time on crop insurance and livestock insurance — every working day of every week in the year. They don’t sell property, casualty or life insurance.

Highly Trained

Our insurance officers receive annual training on RMA changes to crop insurance and livestock insurance plans and stay informed throughout the year.

Financial Expertise

As a lender, we understand financial risk and work to protect your working capital, not just your crop or livestock.

Decision-Making Tools

Our proprietary Optimum tool analyzes federal and private insurance policies to find the best choice whatever your risk management goal.

Trigger Yield Calculator

Trigger yields assist producers with crop insurance and risk management decisions. Understanding what will trigger loss payments is an important part of choosing the correct level of crop insurance coverage.

The results provided by this tool are for estimation purposes only; actual loss triggers may vary. Contact your Farm Credit Services of America insurance officer for more information.

CROP INSURANCE EDUCATION

Crop Insurance and Grain Marketing: Are You Taking Advantage?
Crop insurance and marketing goals can work together to provide the best financial return.
RPowerD and MPowerD
Crop insurance option designed to provide opportunities to potentially establish a higher guaranteed revenue – or margin.
Supplemental Coverage Option
Crop insurance option provides additional coverage for a portion of an underlying crop insurance policy deductible
Farm Program Decision: ARC vs. PLC
Price Loss Coverage (PLC) vs. Agriculture Risk Coverage (ARC)-County vs. ARC-Individual – is an annual decision now.
Enhanced Coverage Option for Crop Insurance
Enhanced Coverage Option is area-based coverage that can be added on top of individual crop insurance coverage.
Precision Farming Data for Crop Insurance
Report your crop insurance acreage from your planter seat using your precision data.
Multi-county Enterprise Unit Endorsement
Contact your local FCSAmerica insurance agent to learn if the new MCEU would be advantageous to your operation.
Crop Insurance: Getting the Right Coverage
Learn why choosing a farm lender is important to getting the right crop insurance plan.
Grain Marketing Survey: Midwest Farmer Practices
To shed some light on grain marketing practices, FCSAmerica commissioned a survey of more than 600 Corn Belt producers. The full report reveals insights into the tools and strategies of farmers who are satisfied with their grain marketing practices.

Ready to Talk?

Contact us if you have questions or need more information. Fill out the form, or connect with your local office using the Office Locator.

FCSAmerica serves farmers, ranchers, agribusinesses and rural residents in Iowa, Nebraska, South Dakota and Wyoming. For inquiries outside this geography, use the Farm Credit Association Locator  to contact your local office.