Follow federal guidelines for optional units.
- All corners need to be broken out per pivot.
- Clear and discernable break from irrigated unit.
- Break may occur up until the acreage reporting date (discing, cultivating, mowing, etc. does qualify).
- Keep production separate.
- Contact your FCSAmerica crop insurance specialist prior to the production reporting date to see if you qualify for optional units.
- Plant field to a different crop.
- Plant the same crop in a different row direction.
- Include corners with the irrigated unit.
Call Your Crop Insurance Specialist
- When damage occurs.
- When you feel there could be a loss.
- Before you replant.
- Before you chop or do anything other than harvest the crop.
Your Duties in the Event of a Loss
In case of a loss or probable loss to your crops and/or if replanting crops insured under your crop insurance policy, you must notify your FCSAmerica crop insurance specialist.
A crop insurance loss must be reported within 72 hours of initial discovery or damage, but not later than 15 days after the end of the insurance period. The end of the insurance period is defined as the earliest of the following:
- Total destruction of the crop;
- Harvest of the unit;
- Final adjustment of a loss on a unit;
- Calendar date in the Crop Provisions for the end of the insurance period;
- Abandonment of the crop on the unit; or
- As otherwise specified in the Crop Provisions.
The loss paperwork completed with the adjuster is the Claim for Indemnity. It must be submitted no later than 60 days after the end of the insurance period.
Production Record Keeping
- Hard records include weight tickets, feed records, etc. and are used for loss purposes.
- Soft records include weight-wagon slips and yield monitors and can be used for yield history purposes (but not for loss purposes).
- If bin measurements are used, call your FCSAmerica crop insurance specialist for more information.
- If you feed to livestock, have a field appraisal done, regardless of whether or not there is a loss.